There are two primary reasons if you own a car you need auto insurance:
- to cover your legal and financial responsibility for damages and / or injuries in the event of an accident.
- to protect one of the most expensive things you own.
Your car is one of the biggest investments you make. You rely on your car every day. Insurance protects you providing a way of handling the expenses that result from accidents, theft, vandalism, fire and other perils. In addition, auto insurance secures your financial responsibility to the lending institution while financing your auto.
State law requires you to maintain auto insurance. When driving you assume responsibility for your passengers, pedestrians and other drivers, other people's property damage and your own personal injuries.
Even though auto insurance is required when you own a car, there are ways to make sure that it doesn’t cost more than is necessary. Depending on your situation, you may be eligible for certain discounts.
It's important to remember: Just because you have insurance doesn’t mean you have adequate or proper coverage. Our All Lines Insurance staff can evaluate your coverage, answer questions, and assist you in making the best decisions about your auto insurance coverage.