Typically your home is your most valuable possession, your largest investment and an asset you want to protect. Homeowners insurance not only protects the physical structure (building), it also protects your personal property (contents) and provides liability coverage if someone suffers physical injury or property damage while on your property.
Homeowners insurance also secures your financial responsibility to the mortgage company that financed your home purchase.
Homeowners insurance doesn’t just apply to those who own single family homes. If you own a condominium, rental property or rent an apartment you can buy insurance that is specifically designed and priced for your needs.